True Take-Home

£12.71 an hour is how much a year?

£12.71 an hour is £24,785 a year at a full-time 37.5-hour week, £2,065.38 a month before tax, and about £1,780.37 a month in your pocket after income tax and National Insurance. £12.71 is the National Living Wage, the legal minimum for workers aged 21 and over from 1 April 2026. These figures use the 2026/27 UK tax year's HMRC rates (checked 2026-08-28), England, Wales and Northern Ireland bands, the standard 1257L tax code, 52 paid weeks (employees are paid for holiday), and no pension or student loan, a different tax code, Scottish bands or a loan plan changes the take-home, and the full hourly calculator handles all of those. The table below shows the same £12.71 rate across 20, 30, 37.5 and 40-hour weeks, gross and after tax.

£12.71/hour by working week

Hours/weekAnnual grossMonthly grossTake-home / yearTake-home / month
20£13,218.40£1,101.53£13,036.85£1,086.40
30£19,827.60£1,652.30£17,795.47£1,482.96
37.5£24,784.50£2,065.38£21,364.44£1,780.37
40£26,436.80£2,203.07£22,554.10£1,879.51

52 paid weeks (holiday is paid for employees), England bands, standard 1257L code, no pension or student loan. At 37.5 hours you keep 86.2% of gross, each hour is worth £10.96 after tax against the £12.71headline.

Nearby hourly rates

Any other rate, plus pension and student loan: hourly wage calculator · full deductions on the main calculator.

2026/27 HMRC rates, checked 2026-08-28.