True Take-Home

£18 an hour is how much a year?

£18 an hour is £35,100 a year at a full-time 37.5-hour week, £2,925.00 a month before tax, and about £2,399.30 a month in your pocket after income tax and National Insurance. These figures use the 2026/27 UK tax year's HMRC rates (checked 2026-08-28), England, Wales and Northern Ireland bands, the standard 1257L tax code, 52 paid weeks (employees are paid for holiday), and no pension or student loan, a different tax code, Scottish bands or a loan plan changes the take-home, and the full hourly calculator handles all of those. The table below shows the same £18 rate across 20, 30, 37.5 and 40-hour weeks, gross and after tax.

£18/hour by working week

Hours/weekAnnual grossMonthly grossTake-home / yearTake-home / month
20£18,720.00£1,560.00£16,998.00£1,416.50
30£28,080.00£2,340.00£23,737.20£1,978.10
37.5£35,100.00£2,925.00£28,791.60£2,399.30
40£37,440.00£3,120.00£30,476.40£2,539.70

52 paid weeks (holiday is paid for employees), England bands, standard 1257L code, no pension or student loan. At 37.5 hours you keep 82.0% of gross, each hour is worth £14.76 after tax against the £18headline.

Nearby hourly rates

Any other rate, plus pension and student loan: hourly wage calculator · full deductions on the main calculator.

2026/27 HMRC rates, checked 2026-08-28.